Prices are the weather. Your habits are the climate.
The loud numbers change every second and make great headlines. The quiet ones decide where you end up. Planted North is about the quiet ones.
What the market is doing right now
Here for perspective. It rarely changes what you should do this week.
What actually decides your outcome
Four things you control. Each Sunday issue works on one of them.
Market data from CoinGecko and Yahoo Finance, delayed. Shown for perspective only. Not a recommendation to buy or sell any security or crypto asset.
Same four parts every week, so you always know where the useful bit is.
The Seed
One mindset idea from people who build lasting wealth. Patience, systems, enough.
The Move
One small Canadian step for this week: open, automate, check your room, cut a fee.
The Ring
One number worth knowing, explained in a sentence. Easy to forward to a friend.
Field Notes
What I'm doing, what's working and what isn't. Real life, not a highlight reel.
The first three issues, already written.
New readers start at Issue 1. No catching up, no jargon, no "you should have started in 2009".
The first ten years look like nothing. That's the part people quit.
Drag the sliders and watch where the growth actually shows up. This is why Planted North is about staying in the ground, not picking winners.
Growth calculator
Illustration only. Assumes a constant return compounded monthly; real markets never move in a straight line. Not a forecast.
Four dates that matter more than any headline.
Planted North lands in your inbox before each one, with the one move to make.
Add every key date to your calendar →
Dates for the 2026 tax year. Confirm on canada.ca; deadlines can shift when they land on a weekend.
Hi, I'm Lucas. I run buildings, not a hedge fund.
By day, I keep Vancouver properties running: good systems, regular maintenance, no drama. By night (and on more weekends than I'd admit), I've spent the last seven years reading the financial writers and industry leaders worth listening to, then testing their ideas on my own paycheque.
I'm Brazilian, Portuguese and Canadian, so I think about money across three very different economies. That's why I care about what works anywhere: steady habits, low fees and time. I'm also an unapologetic Bitcoin believer with ambitious goals. I'll tell you what I believe and why, but I'll never tell you what to buy.
Planted North is the email I wish I'd had seven years ago. It started as a seed, a paycheque and a plan. Let's see how big it grows.
Before you plant.
Is it really free?
Yes. The Sunday email and the cheat sheet are free. If paid extras ever exist, the weekly email stays free.
Is this financial advice?
No. Planted North is general education about how Canadian accounts and long-term habits work, plus my own journey. It isn't tailored to you. For decisions about your situation, talk to a qualified, registered professional.
Will you tell me what to buy?
No stock tips, no crypto calls, no "don't miss this". The market numbers on this page are there for perspective. The email covers accounts, habits, fees and mindset: the things you control.
I'm behind. Is it too late?
Your TFSA room carries forward, so unused years are still waiting for you. The email starts from zero and assumes nothing.
How often will you email me?
Once a week, on Sunday. Occasionally a short update before a key date. One-click unsubscribe, any time.
Do you earn money from links?
Sometimes. If a link pays me (a referral or sponsor), I say so right next to it, with exactly what I get. Sponsored content is always labelled.
The best time to start was 2009. The second best is this Sunday.
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